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Bikini Girl

From the Banjo-Kazooie Wiki, the largest Banjo-Kazooie info resource.

Although not officially named, the Red Bikini Girl as she is called by players only appears during the ending sequence of Banjo-Kazooie. She walks across the sand at a beach holding a tray of drinks. She was thought to have been at Hammerhead Beach but it was only a beta name for Treasure Trove Cove.